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Biggert-Waters Flood Insurance Reform Act of 2012 (BW-12)

http://www.fema.gov/flood-insurance-reform-act-2012

 

Flood Insurance Reform Act of 2012

 

In July 2012, the U.S. Congress passed the Biggert-Waters Flood Insurance Reform Act of 2012 (BW-12) which calls on the Federal Emergency Management Agency (FEMA), and other agencies, to make a number of changes to the way the National Flood Insurance Program (NFIP) is run. Some of these changes already have occurred, and others will be implemented in the coming months. Key provisions of the legislation will require the NFIP to raise rates to reflect true flood risk, make the program more financially stable, and change how Flood Insurance Rate Map (FIRM) updates impact policyholders. The changes will mean premium rate increases for some—but not all—policyholders over time. Homeowners and business owners are encouraged to learn their flood risk and talk to their insurance agent to determine if their policy will be affected by BW-12.

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WEATHER ADVISORY -URGENT

Tue Nov 26 15:57:54 2013 
STATUS: Open - Active 
PROGNOSIS: Monitoring 
Weather-Nor-Easter 
Citywide  

 

(OEM WEATHER DISTRIBUTION LIST)

URGENT - WEATHER MESSAGE 
NATIONAL WEATHER SERVICE NEW YORK NY 
345 PM EST TUE NOV 26 2013

...STRONG WINDS EXPECTED FROM LATE TONIGHT INTO WEDNESDAY MAINLY 
IN AND NEAR NEW YORK CITY AND COASTAL SECTIONS OF SOUTHEAST NEW 
YORK AND CONNECTICUT...

NORTHERN MIDDLESEX-SOUTHERN FAIRFIELD-SOUTHERN NEW HAVEN-HUDSON- 
SOUTHERN WESTCHESTER-NEW YORK (MANHATTAN)-BRONX- 
RICHMOND (STATEN ISLAND)-KINGS (BROOKLYN)-NORTHERN QUEENS- 
SOUTHERN QUEENS- 
345 PM EST TUE NOV 26 2013

...WIND ADVISORY NOW IN EFFECT FROM MIDNIGHT TONIGHT TO 9 AM EST 
WEDNESDAY...

* LOCATIONS...NEW YORK CITY...HUDSON COUNTY...SOUTHERN 
  WESTCHESTER COUNTY... COASTAL SOUTHEASTERN CONNECTICUT...AND 
  NORTHERN MIDDLESEX COUNTY.

* HAZARDS...STRONG WINDS.

* WINDS...SOUTHEAST 15 TO 25 MPH WITH GUSTS UP TO 50 MPH.

* TIMING...STRONGEST WINDS WILL BE FROM LATE TONIGHT INTO EARLY 
  WEDNESDAY MORNING.

* IMPACTS...POTENTIAL FOR DOWNED TREE LIMBS AND POWER LINES...AND 
  POSSIBLY A FEW TREES...CAUSING PROPERTY DAMAGE AND POWER 
  OUTAGES.

PRECAUTIONARY/PREPAREDNESS ACTIONS...

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How Local Governments Hinder Our Response to Natural Disasters

Shoreline on the northeast Atlantic.

Image: Shoreline on the northeast Atlantic.

theatlanticcities.com - October 28th, 2013 - David Wachsmuth

The northeast Atlantic seaboard is the most densely urbanized area of the United States. And over generations, a bewildering patchwork of governance has evolved, with thousands of municipalities, hundreds of special-purpose agencies, dozens of cross-state partnerships, and a handful of states all sharing—and fighting over—governmental responsibilities.

The state of New Jersey alone has 565 municipalities representing a population only slightly larger than the single municipality of New York City.

(VIEW COMPLETE ARTICLE)

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The Hard Math of Flood Insurance in a Warming World

      

A man walks through flooded streets in Hoboken, New Jersey, after Superstorm Sandy | Emile Wamsteker/Bloomberg via Getty Images

As subsidized rates of federal flood insurance rise, property owners along the coasts get angry. But we need insurance that reflects the risks of a changing planet

time.com - by Bryan Walsh - October 1, 2013

Thousands of homeowners in flood-prone parts of the country are going to be in for a rude awakening.  On Oct. 1, new changes to the National Flood Insurance Program (NFIP), which offers government-subsidized policies for households and businesses threatened by floods, mean that businesses in flood zones and homes that have been severely or repeatedly flooded will start going up 25% a year until rates reach levels that would reflect the actual risk from flooding. (Higher rates for second or vacation homes went into effect at the start of 2013.) That means that property owners in flood-prone areas who might have once been paying around $500 a year—rates that were well below what the market would charge, given the threat from flooding—will go up by thousands of dollars over the next decade.

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Canarsie Community <Light our Way to Recovery> October 29, 2013, Canarsie Park 6:30pm

 Light Our Way To Recovery is a candlelight commemorative gathering of the constituents of the Canarsie community, one of the many disaster impacted communities on the Eastern USA coastline. This event is given in remembrance of those persons who lost their lives as a result of Hurricane Sandy; to honor the people who volunteered and who continue to help; to highlight the need for support for Canarsie disaster victims who continue to struggle to rebuild, recover and survive the emotional maelstrom caused by the life changing events of October 29th 2012. 

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Reinsurance Association of America's Senate Testimony on Climate Change

On July 18, 2013, Frank Nutter, President of the Reinsurance Association of America, testified before the Senate Committee on Environment Protection and Public Works as to the RAAs perspective on weather and climate-related impacts in the United States.

 

Following are excerpts from his report:

"In the 1980’s, the average number of natural catastrophes globally was 400 events per year. In recent years, the average is 1000. Munich Re’s analysis suggests the increase is driven almost entirely by weather-related events. North America has seen a fivefold increase in the number of such events since 1980. In comparison, Europe has seen a twofold increase.

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Report: A New Direction - Our Changing Relationship with Driving and the Implications for America’s Future

uspirg.org

Released by: U.S. PIRG Education Fund Release date: Tuesday, May 14, 2013

The Driving Boom—a six decade-long period of steady increases in per-capita driving in the United States—is over.

Americans drive fewer total miles today than we did eight years ago, and fewer per person than we did at the end of Bill Clinton’s first term. The unique combina­tion of conditions that fueled the Driving Boom—from cheap gas prices to the rapid expansion of the workforce during the Baby Boom generation—no longer exists. Meanwhile, a new generation—the Mil­lennials—is demanding a new American Dream less dependent on driving.

(CLICK HERE FOR ADDITIONAL INFORMATION)

Report:  A New Direction - Our Changing Relationship with Driving and the Implications for America’s Future (69 page .PDF file)

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Video - Grassroots Groups Go Door To Door To Collect Data On Mold In SI Homes

               

statenisland.ny1.com - by J. T. Fetch - July 6, 2013

NY1 VIDEO: Members of the grassroots groups Where to Turn and Beacon of Hope New York collecting data to possibly pursue legal action against the city Health Department, saying they want city to perform air quality tests and declare abandoned homes with mold in them as health hazards.

http://statenisland.ny1.com/content/top_stories/185060/grassroots-groups-go-door-to-door-to-collect-data-on-mold-in-si-homes

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The Post Sandy Job Fair for Greater New York

postsandyjobfair.org

In the wake of Sandy, so many businesses have wanted to help those affected. The Post Sandy Job Fair for Greater New York offers a means for them to do so in a most significant and long-lasting way - by connecting with job-seekers and offering employment opportunities that will provide the lifeline they really need.

(VIEW WEBSITE)

MOLD Materials

(Please see attachments below for printed materials) 

Mold & Mildew

Cleaning Up Your Flood-Damaged Home

FEMA 606/July 2007

The Problem With Mold

Mildew and molds are fungi - simple microscopic organisms that thrive anywhere there is a moist environment. Molds are a necessary part of the environment; without them, leaves would not decay and aspects of soil enrichment could not take place. It is their ability to destroy organic materials that makes mold a problem for people.

Mildew (mold in its early stages) and molds grow on wood products, ceiling tiles, cardboard, wallpaper, carpets, drywall, fabric, plants, foods, insulation, decaying leaves and other organic materials. Mold colonies can start to grow on a damp surface within 24 to 48 hours. They reproduce via spores - tiny, lightweight ìseedsî- that travel through the air. Molds digest organic material, eventually destroying the material they grow on, and then spread to destroy adjacent organic material. In addition to the damage molds can cause in your home, they can also cause mild to severe health problems. See the Health Problems From Mold section to check for possible mold related health problems.

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