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Biggert-Waters Flood Insurance Reform Act of 2012 (BW-12)

http://www.fema.gov/flood-insurance-reform-act-2012

 

Flood Insurance Reform Act of 2012

 

In July 2012, the U.S. Congress passed the Biggert-Waters Flood Insurance Reform Act of 2012 (BW-12) which calls on the Federal Emergency Management Agency (FEMA), and other agencies, to make a number of changes to the way the National Flood Insurance Program (NFIP) is run. Some of these changes already have occurred, and others will be implemented in the coming months. Key provisions of the legislation will require the NFIP to raise rates to reflect true flood risk, make the program more financially stable, and change how Flood Insurance Rate Map (FIRM) updates impact policyholders. The changes will mean premium rate increases for some—but not all—policyholders over time. Homeowners and business owners are encouraged to learn their flood risk and talk to their insurance agent to determine if their policy will be affected by BW-12.

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Tainted Water Testing Lab Flourished Under Lax New York State Regulators

submitted by Margery Schab

dcbureau.org - by Peter Mantius - November 20, 2013

SYRACUSE, N.Y. — Even after armed federal investigators raided its offices in 2010 and the New York Department of Health suspended its state certification in early 2012, Upstate Laboratories Inc. continued its lucrative business of testing water samples from landfills and wastewater treatment plants across the state.

Officially, state environmental regulators will not accept test results from labs the DOH has not certified. The rule is fundamental to the integrity of the program that was designed to protect the state’s waterways from industrial pollution. Yet the state Department of Environmental Conservation kept accepting Upstate’s test results for more than a year after DEC managers learned of the suspension and wrote emails saying the results should be rejected.

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New Yorkers Rally Against Fracking Infrastructure and Flawed LNG Regulations

Preceding the public hearing hundreds of New Yorkers rallied outside, demanding that the LNG regulations be withdrawn. Photo credit: Frack Action

On Wednesday, Oct. 30, hundreds of New Yorkers from across the state came to Albany to expose Gov. Cuomo (D-NY) and the Department of Environmental Conservation’s (DEC) proposed Liquefied Natural Gas (LNG) regulations for what they are: fatally flawed, a danger to public health and our wellbeing and supportive of a massive fracking infrastructure build out.

FULL ARTICLE HERE

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Stranded By Sandy: A Year After Hurricane, 22,000 Households Remain Displaced in New York Region

democracynow.org - October 29, 2013

One year after Superstorm Sandy, many of those impacted by the storm remain without a permanent home and dependent on diminishing relief funds. New York Magazine reports at least 22,000 households are still displaced. We are joined by two guests: Shawn Little, a healthcare worker who has been living in hotels with her family since Sandy devastated their neighborhood in the Rockaways section of Queens, and Judith Goldiner, attorney in charge of the Civil Law Reform Unit at the Legal Aid Society.

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1 Year Later, Superstorm Sandy Strengthens Resolve for Community Solutions in Recovery, Rebuilding

democracynow.org - October 29, 2013

Today marks the first anniversary of Superstorm Sandy hitting the New York region, becoming one of the most destructive storms in the nation’s history. On October 29, 2012, the hurricane blasted New York City with a record storm surge as high as 13 feet, as well as the Jersey Shore and New England, ultimately killing 159 people along the East Coast and damaging more than 650,000 homes. The storm caused $70 billion in damage across eight states. Millions were left without power in the New York region, some for weeks. We are joined by two women who have played key roles in the region’s recovery: Terri Bennett, a founder of Respond and Rebuild, one of the first groups to help low-income residents of the Rockaways rebuild after Superstorm Sandy, and also focused on providing free mold remediation that eventually inspired the city’s similar program, and Jessica Roff, a founder of Restore the Rock, a nonprofit created by Sandy volunteers who met while working out of a space in the Rockaways called YANA, or You Are Never Alone, where they operated a free health clinic, legal clinic and trained and dispatched hundreds of volunteers.

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The Grim Legacy Of Hurricane Sandy One Year Later

elitedaily.com - by Christian La Du - October 28, 2013

One year ago, the east coast was ravaged by SuperStorm Sandy, a freak occurrence combining a hurricane, Nor’easter, high tide, and a full moon, which wrought particular destruction on the tri-state area.

Although the enduring legacy of Sandy is not measured in tallies of destruction, numbers like 8.6 million homes and businesses without power, gas and water, 650,000 destroyed houses, 200,000 damaged businesses, and 286 deaths afflicted over 13 states. Approximately 50 million people felt the effects of the storm over 800 mile stretch, and an estimated $65 billion in economic damages were incurred.

The real, lasting effect of Hurricane Sandy, however, is in the radical life shifts that people forcibly underwent.

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The Hard Math of Flood Insurance in a Warming World

      

A man walks through flooded streets in Hoboken, New Jersey, after Superstorm Sandy | Emile Wamsteker/Bloomberg via Getty Images

As subsidized rates of federal flood insurance rise, property owners along the coasts get angry. But we need insurance that reflects the risks of a changing planet

time.com - by Bryan Walsh - October 1, 2013

Thousands of homeowners in flood-prone parts of the country are going to be in for a rude awakening.  On Oct. 1, new changes to the National Flood Insurance Program (NFIP), which offers government-subsidized policies for households and businesses threatened by floods, mean that businesses in flood zones and homes that have been severely or repeatedly flooded will start going up 25% a year until rates reach levels that would reflect the actual risk from flooding. (Higher rates for second or vacation homes went into effect at the start of 2013.) That means that property owners in flood-prone areas who might have once been paying around $500 a year—rates that were well below what the market would charge, given the threat from flooding—will go up by thousands of dollars over the next decade.

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New York's Looming Food Disaster

      

Julio and Belinda Ramos, who were hit with a power outage, hold their eight-year-old son Charles as they stand in line to pick up food supplies at a grocery store after Hurricane Sandy in 2012. (Adrees Latif/Reuters)

theatlanticcities.com - by Siddhartha Mahanta - October 21, 2013

In New York City, locating a bite to eat is rarely a difficult task. The city is a food paradise or, depending on your mood, a place of overwhelming glut.

But when Superstorm Sandy pummeled New York last fall, it revealed the terrifying potential for sudden food shortages.

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Battles Escalate Over Community Efforts to Ban Fracking

      

Protesters converged on Dimock, Pennsylvania, in 2011 over the effects of fracking on residents' water. Now an increasing number of communities are seeking to ban fracking outright, sparking court battles.  Photograph by Nina Berman/NOOR/Redux

Obama's trip to fracking territory underscores the controversy.

nationalgeographic.com - by Joe Eaton - August 22, 2013

As President Obama visits upstate New York and northeastern Pennsylvania this week to discuss his education agenda, a separate issue looms large in the background: fracking, a practice that has transformed Pennsylvania's economy and divided New York, where a moratorium is in place.

Protesters on both sides of the issue are expected to greet the President. And while his trip highlights many unresolved issues related to America's new wealth of natural gas and oil, a growing number of communities are taking matters into their own hands.

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Video - Grassroots Groups Go Door To Door To Collect Data On Mold In SI Homes

               

statenisland.ny1.com - by J. T. Fetch - July 6, 2013

NY1 VIDEO: Members of the grassroots groups Where to Turn and Beacon of Hope New York collecting data to possibly pursue legal action against the city Health Department, saying they want city to perform air quality tests and declare abandoned homes with mold in them as health hazards.

http://statenisland.ny1.com/content/top_stories/185060/grassroots-groups-go-door-to-door-to-collect-data-on-mold-in-si-homes

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