United States

On July 18, 2013, Frank Nutter, President of the Reinsurance Association of America, testified before the Senate Committee on Environment Protection and Public Works as to the RAAs perspective on weather and climate-related impacts in the United States.

Following are excerpts from his report:

"In the 1980’s, the average number of natural catastrophes globally was 400 events per year. In recent years, the average is 1000. Munich Re’s analysis suggests the increase is driven almost entirely by weather-related events. North America has seen a fivefold increase in the number of such events since 1980. In comparison, Europe has seen a twofold increase.

Protesters converged on Dimock, Pennsylvania, in 2011 over the effects of fracking on residents' water. Now an increasing number of communities are seeking to ban fracking outright, sparking court battles.  Photograph by Nina Berman/NOOR/Redux

Obama's trip to fracking territory underscores the controversy.

nationalgeographic.com - by Joe Eaton - August 22, 2013

As President Obama visits upstate New York and northeastern Pennsylvania this week to discuss his education agenda, a separate issue looms large in the background: fracking, a practice that has transformed Pennsylvania's economy and divided New York, where a moratorium is in place.

Protesters on both sides of the issue are expected to greet the President. And while his trip highlights many unresolved issues related to America's new wealth of natural gas and oil, a growing number of communities are taking matters into their own hands.

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Mold & Mildew

Cleaning Up Your Flood-Damaged Home

FEMA 606/July 2007

The Problem With Mold

Mildew and molds are fungi - simple microscopic organisms that thrive anywhere there is a moist environment. Molds are a necessary part of the environment; without them, leaves would not decay and aspects of soil enrichment could not take place. It is their ability to destroy organic materials that makes mold a problem for people.

Mildew (mold in its early stages) and molds grow on wood products, ceiling tiles, cardboard, wallpaper, carpets, drywall, fabric, plants, foods, insulation, decaying leaves and other organic materials. Mold colonies can start to grow on a damp surface within 24 to 48 hours. They reproduce via spores - tiny, lightweight ìseedsî- that travel through the air. Molds digest organic material, eventually destroying the material they grow on, and then spread to destroy adjacent organic material. In addition to the damage molds can cause in your home, they can also cause mild to severe health problems. See the Health Problems From Mold section to check for possible mold related health problems.